Exam Code: PA-Title-Insurance-Agent
Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
Certification Provider: Insurance Licensing
Corresponding Certification: Pennsylvania Insurance Licencing (PAIN)

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Name: Insurance Licensing PA-Title-Insurance-Agent Exam
Brand: Insurance Licensing
SKU: PA-Title-Insurance-Agent
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Updated: Aug 19, 2026

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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:

Certification Vendor:	Pennsylvania Insurance Department (State of Pennsylvania)
Exam Name:	Pennsylvania Producer's Examination for Title Insurance (Title Insurance Agent)
Exam Number:	16-10
Real Exam Qty:	60
Exam Duration:	80 minutes
Related Certifications:	Pennsylvania Insurance Producer License
Exam Format:	Multiple Choice
Available Languages:	English
Sample Questions:	Insurance Licensing PA-Title-Insurance-Agent Sample Questions
Exam Way:	Administered by PSI Services (computer-based testing at approved testing centers or remote proctored exam where available)
Pre Condition:	Must be eligible for Pennsylvania insurance producer licensing; pre-licensing education typically required before exam registration.

Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Section	Weight	Objectives
General Insurance Concepts	3%
Insurance Regulation	12%	- Title insurance law requirements 1. Examination of title required - Producer regulation 1. Unfair inducements and marketing practices 2. Prohibited acts 3. Record keeping 4. Charges for extra services - Unfair trade practices 1. Defamation 2. False advertising 3. Misrepresentation 4. Unfair discrimination 5. Twisting 6. Rebates and inducements 7. Boycott, coercion or intimidation - State regulation 1. Commissioner's general duties and powers - Company regulation 1. Solvency requirements 2. Rates regulation 3. Unfair claims settlement practices - Federal regulation 1. Fair Credit Reporting Act 2. Fraud and false statements (18 USC 1033/1034) - Licensing 1. Expiration 2. Title producer additional requirements 3. Disciplinary actions 4. Licensing process 5. Maintenance and duration 6. Reporting of actions 7. Assumed names 8. Persons to be licensed 9. Revocation, suspension, nonrenewal or denial of license 10. Continuing education 11. Address change 12. Appointment procedures 13. General requirements 14. Cease and desist orders 15. Renewal
Title Insurance Principles		- Risks covered by title insurance 1. Errors by producer 2. Hidden off-record risks 3. Errors in public records - Title search techniques 1. Computer index 2. Hard copy index 3. Chain sheet - Title insurance policies 1. Loan policy 2. Owner's policy 3. Leasehold policy 4. Enhanced policies 5. Commitments - Policy structure 1. Schedule A 2. Insuring provisions 3. Exclusions 4. Conditions and stipulations 5. Schedule B exceptions 6. Endorsements - Insurable interests 1. Fee simple estate 2. Life estate 3. Easements 4. Leasehold estate
Title Exceptions and Procedures for Clearing Title	21%	- Property-related issues 1. Surveys 2. Equitable interests 3. Mineral rights 4. Condominiums 5. Attachments 6. Water rights - Liens and encumbrances 1. Federal liens 2. Taxes and assessments 3. Voluntary liens 4. Judgments 5. Involuntary liens - General exceptions

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Probate the estate of John.
B) Record in the county where the property is located a certified copy of John's death certificate.
C) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
D) Nothing is required.

2. Which document is recorded in the recorder of deeds?

A) notice of lis pendens
B) civil judgment
C) realty transfer tax statement of value
D) mechanic's lien

3. A state tax lien filed in the county where the taxpayer owns property is

A) a lien that remains in force for a 3-year period.
B) only a lien against the property described in the lien.
C) only a lien upon the sale of the property.
D) a lien against any property owned by the taxpayer in the county.

4. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) FHA
C) State
D) ALTA

5. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) submit to the department a completed renewal form.
B) hold active insurer appointment(s).
C) pay the required renewal fee.
D) complete the continuing education requirements, if applicable.

Solutions:

Question # 1
Answer: B

Question # 2
Answer: C

Question # 3
Answer: D

Question # 4
Answer: B

Question # 5
Answer: B

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