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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Probate the estate of John.
B) Record in the county where the property is located a certified copy of John's death certificate.
C) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
D) Nothing is required.

2. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants in common
B) as joint tenants
C) as tenants by the entireties
D) as tenants at sufferance

3. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) C
B) B-I
C) A
D) B-II

4. Coverage under a loan policy remains effective

A) until the property is sold.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the secured debt is satisfied.

5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a due-on-sale clause.
C) an assumption clause.
D) a subordination clause.

Solutions: