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Insurance Licensing NY-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | New York State Department of Financial Services (NYDFS) / PSI Services LLC |
|---|---|
| Exam Name: | New York Life, Accident and Health Insurance Agent/Broker Examination (Series 17-55) |
| Exam Number: | Series 17-55 |
| Exam Price: | $33 USD (exam fee; subject to PSI scheduling/service fees) |
| Real Exam Qty: | Approximately 150 |
| Exam Format: | Computer-Based Testing (CBT), Multiple Choice |
| Passing Score: | 70% |
| Certificate Validity Period: | 2 years (renewal required with continuing education requirements) |
| Related Certifications: | New York Life Insurance License Property & Casualty Insurance License (related licensing pathway) New York Accident and Health Insurance License |
| Exam Duration: | 150 minutes |
| Available Languages: | English |
| Recommended Training: | ExamFX Insurance Pre-Licensing Training Kaplan Financial Education - NY Insurance Licensing Courses |
| Exam Registration: | PSI Exams Registration (New York Insurance Licensing) NYDFS Insurance Licensing Information |
| Sample Questions: | Insurance Licensing NY-Life-Accident-and-Health Sample Questions |
| Exam Way: | Computer-based exam at PSI testing centers (onsite proctored) |
| Pre Condition: | Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation) |
| Official Syllabus URL: | https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers |
Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| State Regulations (New York) | - Licensing requirements
|
| Insurance Fundamentals | - Principles of insurance and risk management
|
| Accident and Health Insurance | - Policy features and provisions
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
Question 1
According to Health Insurance Portability and Accountability Act (HIPAA), when can a group health policy renewal be denied?
A. There have been too many claims in the previous year.
B. The size of the group has increased by more than 10%.
C. Participation or contribution rules have been violated.
D. Participation or contribution rules have been changed.
Question 2
Predicting an individual ' s future earning potential and determining how much of that amount would be devoted to his dependents incorporates the
A. loss exposure approach.
B. human life value approach.
C. personal needs approach.
D. salary projection approach.
Question 3
According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child
A. marries.
B. reaches age 26.
C. graduates from college.
D. reaches age 19.
Question 4
The limitation expressed in limited payment policies is a limit on the number of annual premiums or the
A. age beyond which premiums will no longer be required.
B. minimum interest rate on policy cash values.
C. maximum amount of benefits payable.
D. maximum amount available for loan purposes.
Question 5
A single contract for group medical insurance issued to an employer is known as
A. a master policy.
B. an employer policy.
C. a group policy.
D. a certificate policy.
Solutions:
| Question 1 Answer: C | Question 2 Answer: B | Question 3 Answer: B | Question 4 Answer: A | Question 5 Answer: A |
By Corey
