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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
1. Medicare Part B pays for
A) hospice care.
B) the first 60 days of hospitalization.
C) physicians' services.
D) prescription drugs.
2. Which of the following statements regarding risk is TRUE?
A) Only pure risks are insurable.
B) Both pure and speculative risks are insurable.
C) Neither pure nor speculative risks are insurable.
D) Only speculative risks are insurable.
3. What is the first step in submitting Medicare claims?
A) Medicare submits expenses to the Medicare supplement provider.
B) The medical provider submits expenses to the patient.
C) The patient submits expenses to Medicare.
D) The medical provider submits expenses to Medicare.
4. All of the following are features of a Preferred Provider Organization (PPO) EXCEPT
A) dependents do not need referrals to see a specialist.
B) providers are paid on a fee-for-service basis.
C) employees have a choice of practitioners.
D) primary care physicians act as gatekeepers.
5. A contract in which one party promises to indemnify another against loss that arises from an unknown event is
A) a restoration policy.
B) a retrocession agreement.
C) an insurance policy.
D) a hold-harmless agreement.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: C |
By Truman
